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Need new roof to have insurance lowered! Help/Input please!

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Re: Need new roof to have insurance lowered! Help/Input please!

Postby cberhomengarden on Thu Feb 03, 2011 4:33 pm

Definitely do not rip off your slate roof based upon what an insurance company tells you!

If you have questions about the integrity of the roof, definitely get expert slate roofers' opinions (plural) before ripping it off.
There is a ton of information in "The Slate Roof Bible" by Joseph Jenkins.
He runs a website here: http://www.slateroofcentral.com/
You can get info, and a look at the book.
I think he also has a list of slate roofing contractors on there.

Is the insurance company requesting its removal because you have a full replacement value policy?
Please shop around for other insurance agencies, I'm sure you'll find many other companies that do not shun slate roofs.
Good luck!
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Re: Need new roof to have insurance lowered! Help/Input please!

Postby HydePark on Tue Mar 01, 2011 11:59 am

What everybody else said... This is absurd! What's next, will they "require" you to replace the wood clapboards with vinyl, and replace the leaded glass windows with cheap plastic ones? Maybe replace your lawn with astroturf?
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Re: Need new roof to have insurance lowered! Help/Input please!

Postby lisascenic on Tue Mar 01, 2011 5:54 pm

This makes no sense at all. Could there be a serious misunderstanding?
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Re: Need new roof to have insurance lowered! Help/Input please!

Postby sundine2 on Wed Mar 02, 2011 10:15 pm

check around for other insurance companies. We are with Western Reserve and ours runs around 1200 yr but we had ours go up due to 2 bad tree's , break in of the garage and of course the raise in rates for all the natural disasters all over the country. It doesnt cost anything to get quotes and see what the discounts are for bringing all your coverage over.

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Re: Need new roof to have insurance lowered! Help/Input please!

Postby Don M on Thu Mar 03, 2011 1:46 pm

That's crazy talk! Like saying you have to replace good original wood windows with crappy vinyl; makes no sense. Does the insurance company own a painting & roofing company that needs work? I can see an insurance company saying you have to replace an overloaded eletrical system or rebuild a rotten porch; those are dangerous & could result in a fire or an injury which they would be liable for. If it ain't broke don't fix it. Find a new insurance company. Don
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Re: Need new roof to have insurance lowered! Help/Input plea

Postby abigail78630 on Mon Feb 27, 2017 3:13 am

What a crazy talk that is i'm enjoying.
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Re: Need new roof to have insurance lowered! Help/Input plea

Postby Emilychristina on Sat May 20, 2017 6:31 am

check around for other insurance companies. We are with Western Reserve and ours runs around 1200 yr but we had ours go up due to 2 bad tree's
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Re: Need new roof to have insurance lowered! Help/Input plea

Postby abigail78630 on Fri Aug 04, 2017 8:24 am

Hey

Welldone keep it up i really like your post thanks for sharing :)
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Re: Need new roof to have insurance lowered! Help/Input plea

Postby abigail78630 on Tue Sep 19, 2017 3:33 am

Thank you guys
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