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Schedule of Normal Life


Appliances

Life Estimate in Years
Dishwashers 5 to 12
Disposals 5 to 12
Washers and dryers 8 to 12
Water heaters 8 to 12
Refrigerators 15 to 20
Stoves 15 to 20

Gutters and Downspouts

Life Estimate in Years
Galvanized 15 to 20
Copper Life of home if well-maintained

Heating and Air Conditioning

Life Estimate in Years
Warm air furnace 8 to 12
Heat pumps 8 to 12
Air conditioning compressors 8 to 15
Gas chillers 8 to 15
Hot water boilers 30 to 50

Plumbing

Life Estimate in Years
Gas hot water heater 8 to 12
Electric hot water heater 10-15
Private disposal systems (septic) 15 to 25
Galvanized water pipes 30 to 50

Roofs

Life Estimate in Years
Selvage or asphalt roll 12 to 20
Wood shake and shingle 15 to 20
Asphalt 15 to 20
Fiberglass 15 to 20
Asbestos shingle 30-50
Slate 40-75

(c) 1995 Freddie Mac. All rights reserved.
Reproduced with permission from Freddie Mac.

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